Roof Damage
Missing shingles, structural compromise, collapsed sections. We buy homes with active roof damage and make offers that account for full replacement costs.
Storm Damage · Hurricane · Flood · Florida
Act before contractor costs or further damage accumulate
Sell Your Storm Damaged House in Florida for Cash
Hurricane, tropical storm, or flood damage doesn't have to mean months of repairs and uncertainty. We buy storm-damaged homes across Florida as-is for cash — no repairs, no commissions, close in as little as 7 days.
- Cash offer within 24 hours
- As-is — any storm damage condition
- Close in as little as 7 days
- No commissions, no agent fees
- No insurance waiting period required
Bennett AndrewsLocal Founder · We Buy St Pete Houses · Pinellas County
BBB A+Accredited Business
5.0 ★Google Reviews (120+)
500+Homes Bought in Tampa Bay
15+ YrsLocal Experience
We Know What You're Going Through
After a storm, the last thing you need is a complicated sale.
Whether it was a hurricane last season or flooding years ago, storm damage creates a specific kind of pressure — financial, emotional, and logistical all at once. We help Florida homeowners find a clean exit, fast.
You may be dealing with an unlivable property while paying rent somewhere else. You may be navigating an insurance dispute that's dragging on for months. You may have inherited a storm-damaged home that you never wanted to own. Or you may have simply decided that the cost and effort of rebuilding isn't worth it anymore.
Whatever your situation, you don't have to fix the damage, wait for a settlement, or stage the home for showings before selling. We buy storm-damaged homes throughout St. Pete and Tampa Bay exactly as they stand — roof damage, flooding, mold, structural issues and all — for cash, with no commissions and a closing date you control.
We've helped homeowners after major hurricanes, widespread flooding, and one-off storm events. We understand the urgency, and we move fast.
"After the hurricane I was paying rent somewhere else and couldn't afford to fix the house. We Buy St Pete Houses gave me an offer within 24 hours. I didn't have to touch anything — they took it as-is and I closed in 10 days." — St. Petersburg seller, 2024
What storm-damaged sellers are dealing with
$50k+
Average cost to repair a hurricane-damaged home in Florida
Roof, flood remediation, drywall, electrical — the estimates add up before you've even started.
Months
How long insurance settlements typically take in Florida
Many homeowners wait 6–12 months for a full settlement — meanwhile the property sits damaged and unsellable.
0
Lenders who will finance a severely storm-damaged home
Traditional buyers can't get mortgages on heavily damaged properties. Cash removes that barrier entirely.
7
Days minimum to close once you accept our offer
No waiting for repairs, insurance, or a qualified buyer. We close on your schedule.
Every Type of Storm Damage
We Buy Homes with Any Type of Storm Damage
Whether your home was hit last season or years ago, we make cash offers for properties in any storm-damaged condition. No damage is too severe — we've seen it all across Tampa Bay.
How It Works
How to Sell Your Storm-Damaged Home in Florida
Contact us, review your offer, sign, and close — often within days. Our process is designed to minimize stress and maximize speed when you need it most.
- 01
Initial Contact & Property Evaluation
Reach out by phone or online. We ask basic questions about your property's location, condition, and timeline. No obligation, no formal inspection required in most cases.
- 02
Receive Your Cash Offer
Within 24–48 hours we present a written cash offer based on current condition and local market data. No repairs, no staging required. Review it at your own pace — no pressure.
- 03
Review, Accept, & Sign
If it works for you, we use a standard Florida as-is contract and walk through every term before you sign. No hidden clauses, no contingencies, no pressure.
- 04
Closing the Sale
We coordinate with a local title company. You choose the closing date — as fast as 7 days or more time if you need it. We cover closing costs. You walk away with cash.
What documents you'll need
Proof of ownership (deed or title)Property tax informationStorm damage documentation (optional — helpful but not required)Government-issued ID
Florida disclosure note: Florida law requires sellers to disclose known material defects, including storm damage. We'll guide you through the disclosure process to ensure compliance. Because we specialize in damaged properties, you won't face the scrutiny or complications common with traditional buyers.
Insurance & Claims
Should I File My Insurance Claim First, or Sell First?
One of the most common questions we hear from storm-damaged homeowners. The answer depends on your situation — here's how to think through it.
If you're repairing and listing traditionally
File Your Claim First
If you plan to repair the damage and sell through a traditional listing, filing your insurance claim gives you the funds needed to complete repairs before buyers and their lenders begin scrutinizing the property.
This path can yield a higher gross sale price, but it requires months of contractor coordination, insurance negotiation, and listing time — with no guarantee of the final outcome.
If you want to sell as-is for cash
You Can Sell Without Filing
If you want to sell as-is for cash, you can proceed without waiting for insurance approval or settlement. Some sellers file their claim and then sell before repairs are completed, using the insurance payout to offset a reduced cash offer price.
A cash sale often provides faster financial relief than waiting for grant approval or insurance settlement. We can discuss your specific insurance situation during the evaluation — no judgment, just clarity on your options.
Discuss my situationEnvironmental & Legal Disclosures
Environmental Considerations When Selling Storm-Damaged Homes
Storm damage often creates environmental hazards that must be disclosed. Understanding these considerations protects both parties and ensures a compliant transaction.
Mold and Moisture Risks
Porous materials visibly moldy after water damage — drywall, insulation, carpet — cannot be satisfactorily cleaned and must be disclosed. Cash buyers like us factor mold issues into the offer. You don't need to remediate before selling. Florida Department of Health and EPA guidance applies.
Lead Paint & Asbestos
Homes built before 1978 may contain lead-based paint — federal law requires disclosure and an EPA-approved pamphlet. Older homes may also contain asbestos in insulation, flooring, or roofing. We're experienced with both and factor them into our offer process.
Proper Disposal of Damaged Materials
Florida regulations govern disposal of storm-damaged materials, especially those containing hazardous substances. If materials remain on-site, we typically handle disposal as part of the acquisition — coordinating with licensed contractors and disposal services to manage environmental compliance.
Local Success Stories
Fast Cash Sales Across Tampa Bay
Local homeowners have successfully sold storm-damaged properties through cash offers, avoiding months of repairs and uncertainty. Here are three representative situations.
St. Petersburg · Hurricane Damage
Roof Compromise & Water Intrusion Throughout
A seller worried that traditional buyers would require a full roof replacement and mold remediation before close. We purchased the property as-is, handling all environmental coordination. The seller never had to coordinate contractors or talk to adjusters after the sale.
10 daysfrom accepted offer to cash at closing
Clearwater · Flood Damage + Foreclosure Risk
Extensive Mold, Facing Foreclosure Deadline
A homeowner facing foreclosure after flood damage made traditional sale impossible — no lender would finance the purchase. The cash offer provided a clear exit before the auction date, eliminating the need to repair extensive mold and removing foreclosure from the equation.
Beforeforeclosure auction date — clean exit achieved
Tampa · Relocation · Storm Damage
Out-of-State Relocation After Storm
A couple needed to relocate for work but their storm-damaged home was unsellable through traditional channels. We provided a cash offer within 48 hours and closed before their move date — they relocated without leaving behind an unsold, damaged property.
2 weeksfrom first contact to relocation — complete
Local Government Resources
Local Resources for St. Pete Storm-Damaged Home Sales
Beyond finding a buyer, you may need to coordinate with government agencies, access disaster assistance, or verify tax and title information. These offices can help.
City
St. Petersburg City Hall
Building permits, code compliance, and storm damage reporting for properties within St. Petersburg city limits.
Court Records
Pinellas County Clerk of the Circuit Court
Property records, title searches, and deed transfers. Essential for confirming ownership before any sale transaction.
Tax
Pinellas County Tax Collector
Property tax information, payment plans, and tax certificates. Confirm any outstanding tax obligations before closing.
FEMA / State
Florida Division of Emergency Management
Disaster assistance programs, FEMA coordination, and storm recovery resources. Check for current hurricane grant programs and eligibility.
Financial Services
Florida Department of Financial Services
File insurance complaints, verify adjuster licensing, and understand your rights when an insurer underpays or denies a storm damage claim.
Assistance Program
FEMA Individual Assistance Program
If your property is in a federally declared disaster area, you may qualify for FEMA individual assistance grants for repairs or temporary housing.
What Sellers Say
From homeowners who sold storm-damaged properties in Florida.
No repairs. No waiting on insurance. These sellers found a faster, simpler path through the hardest part.
★★★★★
“John and his team reached out to gauge my interest in selling my home at I time I had just started to consider it. I was recovering from major surgery, and they were very accommodating with the closing date and several other things. They made a good cash offer "as is" - so I didn't have to deal with last minute hiccups. It was a smooth and painless process that allowed me to move out of state to be closer to my first grandbaby!!”
NF
Nicci Fagan
Our Commitment
Clear terms. No surprises.
When you're already dealing with storm damage, the last thing you need is a complicated sale. Here's exactly what we promise.
Buy as-is — any damage
Roof gone, mold throughout, structural compromise — we've seen it all. No repairs before selling, ever.
No commissions or fees
The offer you accept is what you receive. We cover closing costs — nothing deducted at the end.
Close in 7 days — or your timeline
We move as fast as you need. No insurance approval, no repair completion, no buyer financing required.
Guaranteed cash — no fall-through risk
We don't use financing. No lender that can pull out at the last minute. When we commit, we close.
Service Area
Florida Areas We Serve
We buy storm-damaged homes throughout St. Petersburg and the Greater Tampa Bay area — with local market knowledge that ensures accurate, competitive offers for every neighborhood.
Service area — cities
Not sure if we serve your area?
Reach out anyway. We're often able to work with homeowners in adjacent counties or special circumstances.
(727) 477-8998Request my cash offerCommon Questions
Frequently asked questions about selling storm-damaged homes in Florida.
Can you sell a house with storm damage?
Yes — cash buyers will buy storm-damaged homes as-is. You don't need to make repairs or wait for insurance claims to settle. Cash buyers evaluate your property in its current condition and make an offer that accounts for the damage. This option is ideal if you want to avoid the time and expense of repairs.
Do I need to disclose flood damage when selling a storm-damaged home in Florida?
Yes. Florida law requires sellers to disclose known material defects, including flood damage. Failing to disclose can lead to legal issues after the sale. When you work with a cash buyer, we guide you through the disclosure process to ensure compliance and protect both parties.
How soon can I close on a storm-damaged Florida house with a cash buyer?
Closes can occur in as little as 7 days with a cash offer. The exact timeline depends on your schedule and how quickly you can gather necessary documents. Unlike traditional sales, there are no financing delays or inspection contingencies, so the process moves quickly.
What costs are involved when selling to a cash buyer?
Typically no seller fees beyond the agreed-upon purchase price — no commissions. We cover closing costs. You walk away with the full offer amount minus any agreed-upon adjustments. There are no agent commissions, staging fees, or repair costs.
What is the process to sell a storm-damaged home in Florida?
Contact us, review your offer, sign, and close — often within days. The process starts with a simple phone call or online form. We ask about your property's condition and timeline, then present a cash offer within 24–48 hours. Once you accept, we coordinate with a title company to finalize the paperwork and close on your schedule.
Should I file my insurance claim first, or sell first?
It depends on your situation. If you plan to repair and list traditionally, file your claim first. If you want to sell as-is for cash, you can proceed without waiting for insurance. Some sellers file claims and then sell before repairs are completed, using the payout to offset the reduced sale price. Discuss your options with us during evaluation — there's no obligation.
What should I know about selling hurricane-damaged Florida properties?
You must disclose known damage, but you don't need to repair it. Cash buyers handle properties with roof damage, water intrusion, mold, and structural issues. The process is faster and more certain than a traditional sale — ideal for homeowners facing urgency or financial pressure.
Are there fast cash offers for storm-damaged Florida houses?
Yes. We specialize in storm-damaged properties and provide offers within 24–48 hours. These offers account for the damage and allow you to close quickly, often in as little as 7 days. If speed and certainty are priorities, a cash offer is your best option.
Is there a hurricane grant in Florida worth applying for?
Grants exist through state agencies — check with the Florida Division of Emergency Management (1-800-342-3557) for current programs. Some provide assistance for repairs or temporary housing, but eligibility and funding vary significantly. A cash offer may provide faster financial relief than waiting for grant approval or insurance settlement.
Ready to sell?
Ready to sell your storm-damaged home?
We buy storm-damaged homes across Florida for cash, as-is, with no fees and fast closings. Get a no-obligation cash offer today — no pressure, no repairs required first.
- Call or fill out our form with property details
- Receive a fair cash offer within 24–48 hours
- Accept and coordinate the closing on your schedule
- Walk away with cash — as fast as 7 days