Sell Your Florida House During Bankruptcy — Fast Cash Offer

Yes — selling a home during bankruptcy in Florida is possible. The process depends on whether you filed Chapter 7 or Chapter 13. Chapter 7 typically requires trustee approval. Chapter 13 requires court approval after filing a § 363 motion and providing notice to creditors. We coordinate with your trustee and attorney throughout.

Selling property that is part of a bankruptcy estate without proper authorization can result in the sale being voided by the court and potential legal penalties. Always obtain trustee approval (Chapter 7) or court approval (Chapter 13) before proceeding. We help ensure every step is compliant — but always consult your bankruptcy attorney first.

The 910-day rule applies to purchase-money car loans in Chapter 13 bankruptcy and does not directly affect Florida homestead exemptions or home equity. Florida's homestead exemption rules are governed by separate provisions, including residency requirements. Consult a Florida bankruptcy attorney for guidance specific to your situation.

You can sell during a Chapter 13 repayment plan — you don't have to wait until it's complete. You need court authorization via a § 363 motion. Once the court approves and a hearing is held, the sale can proceed. We work with your attorney to prepare the motion and provide all supporting documentation to move the court process as quickly as possible.

Proceeds are handled under bankruptcy court guidance. In Chapter 7, non-exempt proceeds are typically distributed to creditors. In Chapter 13, proceeds are generally applied to your repayment plan obligations. Florida's homestead exemption may protect all or part of your equity — consult your attorney to understand what you're entitled to keep.

Yes — that's a core part of how we work in bankruptcy sales. We provide trustees and courts with clear transaction documentation, transparent offer terms, and full cooperation throughout the approval process. We also work directly alongside your bankruptcy attorney to ensure everything is handled correctly.

No. We never charge real estate commissions or hidden fees. The cash offer you accept is what goes to the estate — nothing deducted for agents, staging, or marketing. We cover standard closing costs. This transparency is important in bankruptcy sales where trustees scrutinize transaction economics.

Typically you'll need proof of ownership (deed or title), a government-issued ID, and bankruptcy filing documents (case number, chapter filed, trustee contact). We'll guide you through the rest and coordinate with your attorney to gather any additional documentation required for a compliant, trustee-approved sale.

Yes. Rental properties can be sold during bankruptcy proceedings under the same approval requirements — trustee authorization in Chapter 7, court approval in Chapter 13. The Florida homestead exemption does not apply to investment properties, so proceeds are more likely to go to creditors. Consult your attorney about the implications for your specific case.

Ask for proof of funds, a physical business address, verifiable reviews, and confirmation that they close through a licensed Florida title company. We Buy St Pete Houses is a local LLC — PO Box 143, St Petersburg FL 33731 — with 500+ closed transactions and a BBB A+ rating. We close through licensed Pinellas County title companies to protect all parties. Always have your bankruptcy attorney review any purchase agreement before signing.